Are you behind your mortgage payments?
Are you tired of not being qualified for loan modification?
Are you afraid that foreclosure process will ruin your credit for several years?
Stop worrying! The answer is here.
On November 30th 2009, the Treasury Department has released a new program called Home Affordable Foreclosure Alternative Program .
The HAFA program aims to simplify the short sale process by setting limits on time it takes lenders to response to buyer’s purchase offer, and also frees borrowers from the debt by eliminating deficiency judgments. It also provides financial incentives for borrower relocation assistance.
This new program is designed to help home owners like you, who cannot afford their mortgage payments to sell the house and avoid foreclosure.
Michael’s Zasowski’s team is professionally trained, experienced and certified to help and guide you through this difficult transaction.
Their proven track record of completing the toughest negotiations with the lenders speaks for itself.
Many satisfied clients come from different walks of life but have one thing in common:
They had a hardship and needed help like never before in their life.
“Homeowners are starting to realize that loan modifications aren’t as great as they thought they were going to be. From the loan modification end, if you can’t help with that, then the short sale is the next logical step” said Michael who’s RE/MAX team has been helping distressed home-owners since 2007 with great help form Martin Pankiewicz one of the New Jersey leading lawyers specializing in short-sale transactions.
Many clients ask Martin if they should do a short sale or a Bankruptcy?
The first question that a person who is deciding between doing a short sale or a bankruptcy should answer is “When do I plan to purchase another home.”
By law, foreclosure stays on your credit for 7 years. Bankruptcy also remains 7 to 10 years depending on what chapter you file under. On the other hand, typically a settled account such as a short sale, will affect your credit score negatively only for 12 months. A homeowner who successfully negotiates and closes a short sale will be eligible for A Fannie Mae backed mortgage after only 3 years.
There is no better time than now for you to plan ahead for your family.
Take action now and call 1-800-246-0647 and take advantage of this amazing opportunity to start fresh a new life.
Duration : 0:2:17
Read the rest of this entry »